You already sold your payments. That doesn't mean the story's over.
We review past structured settlement sales and current payee options side by side, so you understand exactly where you stand, in plain language, before we move forward and help you.
Guarantee the life contingent portion of your annuity, without losing your life benefits.
If part of your schedule depends on you being alive to receive it, there are ways to lock in certainty on that portion, while keeping the protection those payments were built to give you.
Four ways we help payees see the full picture
Structured settlements are built to be permanent. Selling them, or getting talked into a bad transfer, isn't always. We help you understand which is true in your case.
Loss Recovery Review
We examine your prior settlement sale for underpayment, unclear terms, or disclosures that may not have been properly explained, and outline what recourse may realistically be available.
Payee Options Consultation
Before we move forward and help you, understand every path open to you: partial sales, full sales, advances against future payments, or keeping your schedule exactly as it is.
Structured Settlement Guidance
Ongoing, independent guidance as you deal with annuity issuers, factoring companies, and the court approval process your state requires for any transfer.
A Complete Restructuring
We can look at ways to restructure your schedule so your annuity works for you today, not just somewhere down the road.
Sold your payments and walked away feeling shortchanged? You're not alone.
A lot of the people we talk to have already been through a sale, and something about it still doesn't sit right. The number felt low. The paperwork moved fast. Nobody really explained what they were signing. That feeling is worth taking seriously, not brushing off.
They took way more than they should have
What we'd say: We'll compare what you received against your original schedule's actual value, so you know in real numbers whether the cut was fair.
I didn't get enough for what I gave up
What we'd say: We'll show you what those payments were really worth and whether the offer you accepted reflected that or fell short of it.
The whole experience was bad for a number of reasons
What we'd say: Rushed paperwork, no real explanation, pressure to sign fast — we'll walk through what happened and flag anything that shouldn't have been allowed.
I still don't know if I was treated fairly
What we'd say: That uncertainty is exactly what a review is for. We'll lay out plainly whether your sale followed the rules meant to protect you.
Four steps, at your pace
Every case starts with a conversation, not a contract.
Share your details
Tell us about your original settlement and any prior sale, confidentially and free of charge.
We review the documents
We look at your original payment schedule alongside any transfer agreement you've already signed.
You get a plain breakdown
A clear explanation of your options and where a prior sale may have fallen short, no fine print.
You decide what's next
Move forward, ask more questions, or walk away. There's no obligation at any point.
Independent from the companies that buy settlements
We're not a factoring company. Our job is to help you understand your options clearly, whether or not that includes working with us.
No upfront fees for a review
You pay nothing to have your settlement and any prior sale reviewed.
Independent of any single funding company
We aren't tied to one buyer, so our review isn't built to steer you toward a particular offer.
Confidential, no-obligation consultations
Your documents and details stay private, and nothing is shared without your say-so.
Plain-language explanations
We translate annuity and court-transfer language into terms you can actually use to decide.
Request a confidential settlement review
Tell us a little about your situation. A consultant will follow up, usually within one business day, to talk through what you're seeing and what your options look like.